BETHEL ISLAND REAL ESTATE
JUST ANNOUNCED IMPORTANT READING IMPORTANT READING HOME OWNERS CAN RECEIVE $1,500 TO RELOCATE FOR SHORT SALE The plan is designed to help homeowners who don’t have the income or debt levels to qualify for a loan modification. HERE IS THE CRITERIA TO QUALIFY: 1. The property must be the homeowners principle residence 2. The homeowner is delinquent on the mortgage or default looks likely 3. The loan was made before January 1 2009 is less than $729,750 4. The homeowners’ total monthly mortgage payment exceeds 31% of their before-tax income. THE PLAN IS DESIGNED TO ACCELERATE THE NECESSARY AGREEMENTS BETWEEN LENDRS, REAL ESTATE AGENTS, BUYERS AND SELLER. AT MY OFFICE, I have two new brochures by the Contra Costa Department of Conservation and Development: "RESIDENTIAL BOAT DOCKS Q AND A' AND 'FREQUENTLY ASKED QUESTIONS". COME BY AND GET ONE. Do you know someone who is looking to move into BETHEL ISLAND, DISCOVERY BAY , BRENTWOOD ANTIOCH OR OAKLEY? If so, this is the place to look! MAKING HOME AFFORDABLE.GOV I HOPE THIS WEB SITE CAN ANSWER SOME OF THE MANY QUESTIONS US HOMEOWNERS ARE PLAGUED WITH THESE DAYS. JERRY's RESOURCE FOR BORROWERS: Find artIciles and information and answers about forclosure prevention. FREQUENTLY asked questions and answers facing many borrowers when looking at the program' PAYMENT REDUCTION ESTIMATOR. MODIFICATION EVALUATOR QUESTIONS FROM HOMEOWNERS LIKE YOU ' NOW IS THE TIME TO BUY THAT INVESTMENT PROPERTY OR THE HOME YOU HAVE BEEN SAVING FOR. LET US HELP YOU FIND THAT BANK OWNED PROPERTY. JERRY FISHER who has had 45 years in the Mortgage Banking Business, acting as an Asset Manager has the knowledge to get you that bank owned home with less less stress. HOME BUYERS DOWNPAYMENT BY GOVERNMENT Home Buyers Tax Credit Please consult your tax advisor / accountant to determine whether you are eligible for this tax credit before making any decisions or changes to your tax status. This website is for information only and should be verified by a tax professional. Effective: NOVEMBER 6, 2009 The changes to the home buyers tax credit program include: Homes have to be purchased between November 6, 2009 and June 30, 2010 (ratified contract by April 30). Closing documentation now required. Existing home owners are now eligible if they have owned a principal residence for 5 consecutive years out of the 8 years preceeding the purchase of a new home. Income limits have been raised. FULL DETAILS BELOW The full $8,000 Tax Credit is for first-time-home buyers (either spouse if filing jointly) who have NOT owned a principle residence during the three-year period prior to the purchase. Ownership of vacation property or rental property does not disqualify home buyers from this program. The maximum credit is $8,000 or 10% of the home purchase, whichever is less. The credit is available for homes purchased on or after November 6, 2009 and before June 30, 2010. However contracts must be fully ratified before May 1, 2010. To qualify for the full tax credit, married couples' modified adjusted gross income (MAGI) should be under $225,000 (up from $150,000) and single filers' MAGI should be less than $125,000 (up from $75,000). Partial tax credits may be available for married couples with MAGI incomes of over $225,000 but under $245,000 and single filers with incomes over $125,000 but under $145,000. If married couples who qualify for the first-time tax credit file separately, they would both claim 5% of the home purchase or $4,000 each (whichever is less) on their tax returns. There is no recapture or repayment clause IF the home is owned for at least 36 months. Current Homeowner: An individual (and, if married, an individual's spouse) who has owned and used the same residence as a principal residence for any 5-consecutive-year period during the 8 year period ending on the date of the purchase of a new principal home will be eligible for a $6,500 tax credit ($3,250 married filing separate). The full amount of the eligible tax credit is refunded to the buyer, regardless of whether the buyer has paid an equivalent amount in taxes. Home purchase cap of $800,000 (no cap in previous version). Special exemptions and extensions for military, members of the Foreign Service of the United States, and employees of the intelligence community: If such individual serves on official extended duty outside of the United States for at least 90 days between December 31, 2008 and May 1, 2010 the deadline for entering into a binding contract to purchase a home will be extended to April 30, 2011. Closing must be before July 1, 2011. Credit is only available to purchasers who are at least 18 years old. This version now requires that the home purchaser attach a properly executed copy of the settlement statement used to complete the purchase to the tax return. If you purchased a home between January 1, 2009 and November 6, 2009 you will fall under the original tax credit guidelines.
|
Your Neighborhood Expert
Active
-
Double Wide MobilePrice: $60,000Beautiful double wide mobile. 2 bedroom 2 bath enclosed front porch, Nicely appointed, The Willows Mobile Home Park a family park. pool and club house. close to Golf and all water sports. -
A Beautifull Triple Wide MobilePrice: $65,000This Large Mobile has 2 bedrooms and 2 baths, extra Study or Den and great room.. Two driveways and sheds. Large amount of enclosed stroage and large lot . This is a much catch unit note many like it. -
WATERFRONT LOT WILLOW RD. UNLIMITED DELTA VIEWPrice: 205,000From Dreams to Realty "your own waterfront lot waiting for your DREAM HOME overlooking the beautiful San Joaquin Delta on Franks Tract in the heartland of the Delta, Many kinds fo fish, water sports and just plain relaxing. Piles ready for your new dock . -
'The Willow Mobile Home Park'Price: 63000Beautifull maintianed and all new facilities, kitchen Paint, roof., ari, heate all updated. JUst a move in home no maintiance needed. -
Double Wide MobilePrice: $45000This Double wide has new kitchen appliances all repainted. Across the Street rom Poll and parking. 2 bedroom 2 baths. washer and dryer. -
. 'The Willows Mobile Home Park'Price: $23,5002 bedroom 2 bath Single Wide Central Heat and Air. Close top pool and Community Room. Golf and Water sports at hand. -
WATER FRONT LOTPrice: $170000Extra wide waterfront lot with dock. Nice View of Slough and Mt. Diable. Good Fishing utilites at street. -
3626 Hawthorne Dr.Price: 53,500THIS MOBILE HAS NEW AIR,AND HEATER. WASHER AND DRYER ALSO REFRIGERATOR. ready to move in too.
